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    • Home
    • About
    • HealthTech
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    • AI
    • Board
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  • Home
  • About
  • HealthTech
  • FinTech
  • AI
  • Board
  • CONTACT US

fintech

For Cipher, our fintech industry experiences include areas from digital banking and payments, peer-to-peer lending, wealth management 

(robo-advisors), Insurtech, blockchain, regulatory technology, crowdfunding and digital identity. 

the fintech spaces we serve

DIGITAL PAYMENTS - LENDING +

DIGITAL PAYMENTS - LENDING +

DIGITAL PAYMENTS - LENDING +

  • Digital Payments and Wallets: from mobile payment apps, digital wallets, and online payment processing
  • Digital Lending: Platforms and apps that offer online and peer-to-peer (P2P) lending services, including alternative credit scoring models making borrowing more accessible
  • Digital Banking & Neobanks: Technology-driven banks that operate entirely online without physical branches

INSURTECH

DIGITAL PAYMENTS - LENDING +

DIGITAL PAYMENTS - LENDING +

  • Insurtech: The application of technology to the insurance sector, focusing on innovations like AI and blockchain to create tailored products, streamline claims processing, and improve risk management. 
  • RegTech (Regulatory Technology): Software and tools designed to help financial institutions automate and streamline compliance with complex regulations and reduce costs. 

FINANCIAL MANAGEMENT

DIGITAL PAYMENTS - LENDING +

FINANCIAL MANAGEMENT

  • Wealthtech & Robo-Advisors: Technology that modernizes wealth management and investment, including automated, algorithm-driven financial advice and portfolio management platforms. 
  • Personal Finance Management: Apps and tools that help individuals with budgeting, savings, and managing their overall financial planning. 

BLOCKCHAIN

EMBEDDED FINANCE

FINANCIAL MANAGEMENT

  • Blockchain: Using distributed ledger technology for secure and transparent transactions, including the development and use of digital currencies. 

CROWD FUNDING

EMBEDDED FINANCE

EMBEDDED FINANCE

  • Crowdfunding: Platforms that allow individuals or businesses to raise money from a large  number of people, typically through the internet. 

EMBEDDED FINANCE

EMBEDDED FINANCE

EMBEDDED FINANCE

  • Embedded Finance: The integration of financial services directly into non-financial products and platforms, making financial transactions seamless within other user experiences. 

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